Pacific Equity & Loan

Pacific Equity & Loan, based in Seattle, WA, is a private lending firm offering bridge, commercial, DSCR, fix-and-flip, and rental portfolio loan products. The company holds a Google rating of 4.6 based on 84 reviews, reflecting a generally positive public signal from borrowers. Customer-sourced review themes on Google highlight smooth and efficient loan processes, clear communication, professional handling of fix-and-flip transactions, and collaborative relationships across multiple ground-up construction loan closings. No negative review themes were identified in the current data set, and no employee structural concerns were noted. NMLS verification was not confirmed through available data, and limited independent third-party rating data beyond Google was found for this lender.

HardMoneySearch's composite rating for Pacific Equity & Loan is 3.3/5.0 (Fair), reflecting a available public signals assessment when accounting for available signals across sources. Prospective borrowers are encouraged to review individual loan terms directly with the lender, request documentation relevant to their specific transaction type, and conduct their own due diligence before entering into any lending arrangement. As with any private lender, direct communication with the company and independent verification of credentials is advisable prior to proceeding.

This summary aggregates publicly available information retrieved as of 2026-07-02; users should verify details directly with the lender and official sources including NMLS Consumer Access.