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Certain Lending

Seattle, WANMLS #1716495

Trust Label

NMLS Verified

Trust Label Detail

License verified through NMLS Consumer Access.

Address

1000 2nd Ave #2500, Seattle, WA 98104

Google Rating

4.9 / 5.0 (142 reviews)

Composite Rating

3.9 / 5.0 — Mixed Reviews

In Business

8 years

Public Reputation Summary

Certain Lending maintains a 4.9-star Google rating based on 142 reviews. Reviewers frequently highlight themes including fast service and great communication, an expert lending team, efficient closings, and high star ratings. One negative review theme noted that "they just didn't get it." The company does not have a Better Business Bureau rating or accreditation, and no BBB complaints were found in the three-year review period.

The Seattle-based lender has operated for 8 years and maintains NMLS verification. Certain Lending serves 10 states: Arizona, California, Hawaii, Idaho, North Dakota, Nevada, Oregon, South Dakota, Washington, and West Virginia. The company offers multiple loan types including bridge loans, commercial financing, construction loans, DSCR loans, fix-and-flip financing, ground-up construction, and rental portfolio loans.

This summary aggregates publicly available information retrieved as of 2026-05-17. HardMoneySearch does not independently verify all information and it may have changed since retrieval. Users should verify all information directly with the lender and through official sources including NMLS Consumer Access.

Composite3.9 / 5.0

Common Positive Review Themes

  • fast service great communication
  • expert lending team
  • efficient closings
  • high star ratings

Common Negative Review Themes

  • they just didn't get it

Loan Types

bridgecommercialconstructiondscrfix flipground uprental portfolio

Loan Terms (Lender-Stated / Source-Derived)

Max LTV

75%

Days to Close

5 lender-stated

Min Loan

$75,000

Max Loan

$70,000,000

Loan fields are lender-stated or source-derived where available; confirm all terms in writing directly with the lender.

States Served

AZ, CA, HI, ID, ND, NV, OR, SD, WA, WV

Carried forward from prior states_licensed enrichment after states-served lookup error.

States Licensed

AZ, CA, HI, ID, ND, NV, OR, SD, WA, WV

Verification

Before contacting this lender, verify licensing and registration status through official public sources. Directory listings do not guarantee current license status, terms, or availability.

Last verified: 2026-05-18T02:57:23.480497+00:00

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