CapFi Lending
Austin, TX
Trust Label
Verified Business
Trust Label Detail
Published based on quality signals including online presence and business verification indicators.
Reputation Summary
CapFi Lending is an Austin, TX-based lender offering a range of real estate financing products that include bridge loans, commercial loans, DSCR loans, fix-and-flip loans, and rental portfolio loans. The company holds a 4.9-star Google rating drawn from 74 reviews, reflecting a consistently positive signal among those who have left public feedback. On Zillow, customer reviewers cite themes of exceptional refinancing rates, reliable service, responsive loan officers, knowledgeable staff, and a smooth and stress-free loan process. Named team members such as Clay Wilson and Dustin appear in reviewer commentary as examples of staff who kept clients informed and guided them through transactions without undue friction. No negative review themes are present in the currently available data, and no employee structural concerns were identified. HardMoneySearch has not independently verified these reviews, and NMLS verification for this listing has not been confirmed at this time.
Prospective borrowers should note that the composite rating for CapFi Lending stands at 3.5/5.0 (Good Standing), which reflects the broader aggregated signals across sources rather than any single platform alone. Limited public third-party rating data outside of Google and Zillow was found during this review cycle. As with any lending relationship, borrowers are encouraged to conduct their own due diligence, request documentation directly from the lender, and cross-reference licensing information through official channels. This summary aggregates publicly available information retrieved as of 2026-07-02; users should verify details directly with the lender and official sources including NMLS Consumer Access.
Public Review Themes
5 positive / 0 negative borrower themes found across 1 linked source.
These public review themes are extracted from third-party public sources linked below. They summarize language appearing in those sources and are not HardMoneySearch's own opinions, endorsements, or verified findings. Review the linked source material and verify details directly before relying on any lender.
What borrowers say
Exceptional refinancing rate
View source excerpt
“CAPFI LENDING LLC Ratings and Reviews - Zillow Excellent rate, reliable service, happy homeowner ... Thank you Clay Wilson and the entire CapFi team for helping us lock in an exceptional refinancing rate! I ...”
“Reviews - Capfi Lending Dustin at CapFi Lending was excellent to work with. He was responsive, knowledgeable, and made the entire loan process smooth and stress-free. He kept us ...”
Reliable service
View source excerpt
“CAPFI LENDING LLC Ratings and Reviews - Zillow Excellent rate, reliable service, happy homeowner ... Thank you Clay Wilson and the entire CapFi team for helping us lock in an exceptional refinancing rate! I ...”
“Reviews - Capfi Lending Dustin at CapFi Lending was excellent to work with. He was responsive, knowledgeable, and made the entire loan process smooth and stress-free. He kept us ...”
Responsive loan officer
View source excerpt
“CAPFI LENDING LLC Ratings and Reviews - Zillow Excellent rate, reliable service, happy homeowner ... Thank you Clay Wilson and the entire CapFi team for helping us lock in an exceptional refinancing rate! I ...”
“Reviews - Capfi Lending Dustin at CapFi Lending was excellent to work with. He was responsive, knowledgeable, and made the entire loan process smooth and stress-free. He kept us ...”
Knowledgeable staff
View source excerpt
“CAPFI LENDING LLC Ratings and Reviews - Zillow Excellent rate, reliable service, happy homeowner ... Thank you Clay Wilson and the entire CapFi team for helping us lock in an exceptional refinancing rate! I ...”
“Reviews - Capfi Lending Dustin at CapFi Lending was excellent to work with. He was responsive, knowledgeable, and made the entire loan process smooth and stress-free. He kept us ...”
Smooth and stress-free loan process
View source excerpt
“CAPFI LENDING LLC Ratings and Reviews - Zillow Excellent rate, reliable service, happy homeowner ... Thank you Clay Wilson and the entire CapFi team for helping us lock in an exceptional refinancing rate! I ...”
“Reviews - Capfi Lending Dustin at CapFi Lending was excellent to work with. He was responsive, knowledgeable, and made the entire loan process smooth and stress-free. He kept us ...”
Loan Types
Loan Terms (Lender-Stated / Source-Derived)
Loan fields are lender-stated or source-derived where available; confirm all terms in writing directly with the lender.
States Served
TX
States Licensed
TX
Verification
Before contacting this lender, verify licensing and registration status through official public sources. Directory listings do not guarantee current license status, terms, or availability.
Directory record last refreshed: 2026-06-29T18:33:47+00:00
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