Austin Capital Mortgage
Austin, TX
Trust Label
Verified Business
Trust Label Detail
Published based on quality signals including online presence and business verification indicators.
Public Reputation Signals
Reputation Summary
Austin Capital Mortgage is a mortgage lender based in Austin, TX, offering loan products that include bridge, commercial, DSCR, fix-and-flip, and rental portfolio financing. The company holds a displayed BBB letter grade of A+ and carries a composite rating of 4.7/5.0 (Highly Rated) based on aggregated public signals. On Google, the lender has accumulated a 5.0 rating across 318 reviews, a notably high volume of public customer feedback. No negative review themes were identified in the current data set, and no legal or regulatory signals were supplied for this profile.
Customer reviewers on Google consistently highlight clear, proactive, and timely communication throughout the loan process, with multiple reviewers describing staff members by name and noting that loan officers took time to explain each step, responded to questions quickly, and maintained transparency from application through closing. These themes reflect borrower-reported experiences and are not independently verified by HardMoneySearch. NMLS verification was not confirmed through available data, and prospective borrowers are encouraged to confirm licensing status directly through official sources.
This summary aggregates publicly available information retrieved as of 2026-07-02; users should verify details directly with the lender and official sources including NMLS Consumer Access.
Public Review Themes
2 positive / 0 negative borrower themes found across 1 linked source.
These public review themes are extracted from third-party public sources linked below. They summarize language appearing in those sources and are not HardMoneySearch's own opinions, endorsements, or verified findings. Review the linked source material and verify details directly before relying on any lender.
What borrowers say
Clear, proactive, and timely communication throughout the process
View source excerpt
“We had an amazing experience working with our mortgage lender (Tom Oltmann) from start to finish. The entire process was smooth, professional, and stress-free thanks to his guidance, communication, and dedication. He took the time to explain every step, answered all of our questions quickly, and truly made us feel supported throughout the home-buying process. His knowledge, patience, and commitment to helping us secure the best option for our family did not go unnoticed. We are incredibly gratef”
“We were researching options for buying a house instead of renting near our son's college campus when we discovered the FHA kiddie condo loan (we used to purchase a house not a condo) for college students — and it changed everything. As parents co-borrowing on an FHA loan for a first-time homebuyer, we had a lot of questions, and Charlie Cooper at Austin Capital Mortgage answered every single one before we even thought to ask. He laid out the entire process from day one so there were zero surpris”
Responsive and proactive communication throughout the loan process
View source excerpt
“We had an amazing experience working with our mortgage lender (Tom Oltmann) from start to finish. The entire process was smooth, professional, and stress-free thanks to his guidance, communication, and dedication. He took the time to explain every step, answered all of our questions quickly, and truly made us feel supported throughout the home-buying process. His knowledge, patience, and commitment to helping us secure the best option for our family did not go unnoticed. We are incredibly gratef”
“We were researching options for buying a house instead of renting near our son's college campus when we discovered the FHA kiddie condo loan (we used to purchase a house not a condo) for college students — and it changed everything. As parents co-borrowing on an FHA loan for a first-time homebuyer, we had a lot of questions, and Charlie Cooper at Austin Capital Mortgage answered every single one before we even thought to ask. He laid out the entire process from day one so there were zero surpris”
Loan Types
Loan Terms (Lender-Stated / Source-Derived)
Loan fields are lender-stated or source-derived where available; confirm all terms in writing directly with the lender.
States Served
TX
States Licensed
TX
Verification
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Directory record last refreshed: 2026-06-29T18:33:44+00:00
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