Defy Mortgage, LLC
Nashville, TN
Trust Label
Verified Business
Trust Label Detail
Published based on quality signals including online presence and business verification indicators.
Reputation Summary
Defy Mortgage, LLC is a Nashville, Tennessee-based lender offering a range of loan products that include bridge, commercial, DSCR, fix-and-flip, and rental portfolio financing. The company holds a Google rating of 4.8 out of 5.0 based on 36 reviews, reflecting a positive signal from that platform. On HardMoneySearch, the company carries a composite rating of 3.4/5.0 (Fair), reflecting a mixed overall profile across available data sources. No corroborated BBB rating was identified for inclusion here, and limited public third-party review data was found beyond Google. NMLS verification was not confirmed through available records at the time of retrieval.
Customer-sourced review themes on Google describe smooth and straightforward loan experiences from start to finish, with reviewers specifically noting the team's professionalism, responsiveness, and demonstrated knowledge of investor-focused products such as DSCR loans. Multiple customer accounts reference working across several closings without significant friction and highlight clear communication throughout the process. No negative customer review themes were identified in the available data, and no employee-sourced workplace signals were present to surface. As with any lender profile, prospective borrowers are encouraged to conduct their own due diligence, review loan terms carefully, and consult with qualified financial and legal professionals before entering any financing arrangement. This summary aggregates publicly available information retrieved as of 2026-07-02; users should verify details directly with the lender and official sources including NMLS Consumer Access.
Public Review Themes
1 positive / 0 negative borrower themes found across 1 linked source.
These public review themes are extracted from third-party public sources linked below. They summarize language appearing in those sources and are not HardMoneySearch's own opinions, endorsements, or verified findings. Review the linked source material and verify details directly before relying on any lender.
What borrowers say
Smooth, straightforward loan process from start to finish
View source excerpt
“Right from the beginning of the process, we could tell that Defy Mortgage was different from the rest. Kim, Jacob and all the staff at Defy were friendly, respectful, knowledgeable, professional and responsive. From past experience with other lenders, we know that obtaining funding can be a thoroughly distasteful process. Our experience with Defy was pleasant, straightforward and smooth from start to finish. Many thanks to Kim, Jacob and all the staff at Defy!”
“Kimberly and the Defy team closed 3 DSCR loans for me and the experience was smooth from start to finish. What stood out most was their deep understanding of investor loans. I didn't have to explain my strategy or justify why I was buying rental properties in multiple states. They already understood the DSCR product inside and out, which saved a ton of back and forth. Communication was excellent throughout all three closings. Kimberly was responsive, proactive with updates, and kept the process”
Loan Types
Loan Terms (Lender-Stated / Source-Derived)
Loan fields are lender-stated or source-derived where available; confirm all terms in writing directly with the lender.
States Served
TN
States Licensed
TN
Verification
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Directory record last refreshed: 2026-06-29T18:34:16+00:00
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