Angel Oak Mortgage Solutions LLC
Atlanta, GA
Trust Label
Verified Business
Trust Label Detail
Published based on quality signals including online presence and business verification indicators.
Public Reputation Signals
Reputation Summary
Angel Oak Mortgage Solutions LLC is a mortgage lender headquartered in Atlanta, GA, offering loan types that include bridge, commercial, DSCR, fix and flip, and rental portfolio products. On Google, the company holds a 4.8 rating across 1,101 reviews, reflecting a notably active public profile. Customer-sourced review themes on Google and Yelp highlight responsive and attentive loan officers, smooth mortgage and HELOC processes, clear communication and guidance, competitive pricing with transparent terms, fast loan completion with kept deadlines, and a well-regarded bank statement and non-QM loan program. A minority of customer reviews raise concerns including a loan officer going unresponsive after collecting sensitive information, poor reachability on the main line and from supervisors, inaccurate information provided by an account executive that reportedly forced an unfavorable loan structure, and documentation demands that some customers felt contradicted advertised program descriptions. These contrasting signals contribute to a composite rating of 4.1/5.0 (Well Rated), categorized as Well Rated. No employee structural red flags are on file. HardMoneySearch has not independently verified these reviews, and NMLS verification for this listing is not confirmed. com. Prospective clients are encouraged to review that public record directly as part of their own due diligence. No BBB rating has been corroborated for inclusion in this summary, and limited additional third-party rating platform data was available at the time of retrieval. As with any lender relationship, borrowers should independently confirm licensing status, current program terms, and any other material information before proceeding. A civil case, BM Real Estate Services, Inc. v. Angel Oak Mortgage Solutions LLC, is on file in federal court (CourtListener, docket 17117692). This summary aggregates publicly available information retrieved as of 2026-07-02; users should verify details directly with the lender and official sources including NMLS Consumer Access.
Public Review Themes
8 positive / 4 negative borrower themes found across 8 linked sources.
These public review themes are extracted from third-party public sources linked below. They summarize language appearing in those sources and are not HardMoneySearch's own opinions, endorsements, or verified findings. Review the linked source material and verify details directly before relying on any lender.
What borrowers say
Warm initial approach
View source excerpt
“Angel Oak Home Loans - Mortgage Brokers - Yelp 82 reviews and 17 photos of ANGEL OAK HOME LOANS "Angel Oak Funding's warm initial approach gave me assurance that they could meet my requirements - zero ...”
Assurance in meeting requirements
View source excerpt
“Angel Oak Home Loans - Mortgage Brokers - Yelp 82 reviews and 17 photos of ANGEL OAK HOME LOANS "Angel Oak Funding's warm initial approach gave me assurance that they could meet my requirements - zero ...”
Responsive and attentive loan officers
View source excerpt
“I had an excellent experience working with Ryan Loya at Angel Oak Mortgage Solutions LLC during our HELOC process. Ryan was truly outstanding from start to finish. He was professional, attentive, knowledgeable, and incredibly patient with all of my questions and concerns. He took the time to explain everything clearly, kept us informed throughout the process, and made us feel supported every step of the way. What stood out most was his responsiveness and genuine attention to our needs. He made w”
“Best financial institute I’ve ever dealt with. I’d had dealt with 3 companies prior & took a total of 4 MONTHS of no urgency & constant roadblocks all while making it very hard to reach anyone over my case. JON COBEY & NATE HOFFMAN were the ultimate professionals. What I went through in 4mos they got done in 2 WEEKS!! Constant communication, it was never hard to reach them and they came through with their promises & deadlines. I will most definitely be a returning customer and will direct anyone”
Smooth, easy mortgage and HELOC process
View source excerpt
“I had an excellent experience working with Ryan Loya at Angel Oak Mortgage Solutions LLC during our HELOC process. Ryan was truly outstanding from start to finish. He was professional, attentive, knowledgeable, and incredibly patient with all of my questions and concerns. He took the time to explain everything clearly, kept us informed throughout the process, and made us feel supported every step of the way. What stood out most was his responsiveness and genuine attention to our needs. He made w”
“Angel Oak Home Loans was very easy to work with. They were prompt at answering questions/concerns, friendly, and the process was very easy. I was able to upload all the documents they needed via a secure website link by dropping the pdf's into the system. I thought buying our dream home was going to be a hassle, but it proved to be quite easy. Thank you to the entire team that helped us get thru the process with ease! Kristian and his team are amazing!”
Competitive pricing and transparent terms
View source excerpt
“I just completed a refi with this company. Best pricing , most transparent and helpful company - I’m still amazed. If I can give 10 stars I would. Rawson Ridley was my loan officer and his service, availability and advice through the entire process was truly a revelation in a time where service is not a value companies strive for anymore. His entire team especially Evan Rider were just a dream to work with. Highly recommend!!!”
“My account executive Drew and his team (Ernie in particular) always go above and beyond to get my files to the table. When I’m traveling and can’t access the website, they step in by uploading documents and keeping everything moving. Their guidelines are more flexible than most, offering higher LTVs on non-QM programs, and their rates are very competitive. A big thank you on the most recent closing, we have very happy clients!”
Strong bank statement / non-QM loan program
View source excerpt
“Angle Oak Mortgage Solutions LLC is awesome. They have a great bank statement loan program. Tucker Cannon and Brian Martinez have been amazing to work with. I would highly recommend them. Thank you for the great teamwork.”
“Angel Oak has an excellent bank statement loan program—very easy to price and submit, and the underwriting process is smooth. Scott Gruebele is an extremely responsive and helpful AE. I highly recommend working with them!”
Fast loan completion and kept promises on deadlines
View source excerpt
“Best financial institute I’ve ever dealt with. I’d had dealt with 3 companies prior & took a total of 4 MONTHS of no urgency & constant roadblocks all while making it very hard to reach anyone over my case. JON COBEY & NATE HOFFMAN were the ultimate professionals. What I went through in 4mos they got done in 2 WEEKS!! Constant communication, it was never hard to reach them and they came through with their promises & deadlines. I will most definitely be a returning customer and will direct anyone”
“My experience with Angel Oaks was worth bragging about. It was one of the most effortless things I have ever done. Two people who were instrumental in making this a fabulous experience become a reality were Corey Reid and Terry Thorn. They made it happen with out a hitch. They were there for my beckoned call. They helped me every step of the way. I had several companies approach me but the way they conducted business was both professional and unlike any business I have come across in today's env”
Clear communication and guidance throughout the process
View source excerpt
“I had an excellent experience working with Ryan Loya at Angel Oak Mortgage Solutions LLC during our HELOC process. Ryan was truly outstanding from start to finish. He was professional, attentive, knowledgeable, and incredibly patient with all of my questions and concerns. He took the time to explain everything clearly, kept us informed throughout the process, and made us feel supported every step of the way. What stood out most was his responsiveness and genuine attention to our needs. He made w”
“Edited to Add - I have now worked with Debbie twice, and the first time was not a fluke - she is WONDERFUL. Angel Oak really consistently take amazing care of their clients! I had the most wonderful experience working with Angel Oak Home Loans, particularly Debbie Bennett in their office. I was referred to them after my credit union, who I had been working with for weeks on the financing for my new home, suddenly decided that they could no longer provide me with a mortgage. Within one hour, Debb”
Loan officer went unresponsive after collecting sensitive information
View source excerpt
“I started the HELOC process with Chris Wilson. He took all of my sensitive information and I never heard nack from him. I called the main like many times before anyone picked up. I left a message for a supervisor who never called me back. This may be a scam amd a way to collect sensitive information. I would not recommend Chris Willson of Angel Oak.”
Inaccurate information provided by account executive, forcing unfavorable loan structure
View source excerpt
“Avoid this Lender AT ALL COSTS. Especially if seeking a complex mortgage loan structure. Scott Gruebele, a Sr. Account Executive at Angel Oak, provided us with inaccurate information regarding Angel Oak's lending requirements early in the closing process, which it was too late into the closing process to change lenders after finding out the information received from Scott was false. We were forced to proceed with a mortgage structure that did not meet our needs due to misleading information prov”
Excessive documentation demands despite advertised 'no doc' program
View source excerpt
“This was hands down the worst loan experience I’ve had over my 23 year real estate investment career. From my first interactions with my loan officer Marianne Rasmussen, I clarified that I could refinance my investment property even though it was held in a land trust. After speaking with the underwriter, she confirmed I could refi under their “no doc” program. Their “no doc” loan program required me to submit 16 different documents in addition to my loan application and various disclosures. SIXT”
Poor responsiveness from main line and supervisors
View source excerpt
“I started the HELOC process with Chris Wilson. He took all of my sensitive information and I never heard nack from him. I called the main like many times before anyone picked up. I left a message for a supervisor who never called me back. This may be a scam amd a way to collect sensitive information. I would not recommend Chris Willson of Angel Oak.”
Loan Types
Loan Terms (Lender-Stated / Source-Derived)
Loan fields are lender-stated or source-derived where available; confirm all terms in writing directly with the lender.
States Served
GA
States Licensed
GA
Verification
Before contacting this lender, verify licensing and registration status through official public sources. Directory listings do not guarantee current license status, terms, or availability.
Directory record last refreshed: 2026-06-29T18:34:13+00:00
Request lender information
HardMoneySearch forwards your inquiry to lenders in its network. We do not guarantee a response, placement, or specific lender match. Contact multiple lenders independently to compare terms.
Request lender information