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Independence Home Loans

Miami, FLNMLS #2524174

Trust Label

Verified Business — Conditional

Trust Label Detail

Published based on quality signals; state licensing status is conditional.

Address

800 Brickell Ave STE 600, Miami, FL 33131

Google Rating

4.9 / 5.0 (54 reviews)

Composite Rating

4.1 / 5.0 — Well Rated

Public Reputation Summary

Independence Home Loans maintains a strong public reputation according to available review data. The lender holds a 4.9-star Google rating based on 54 reviews and a 4.6-star Trustpilot rating. The company is BBB accredited with a B rating and shows no complaints filed in the past three years with no unanswered complaints. Positive review themes frequently mention agents being extremely helpful and knowledgeable, having customers' best interests in mind, and being dedicated lenders for financing needs, with some reviews noting top-ranked loan officers.

Independence Home Loans operates as a commercial lender serving customers nationwide. The company focuses on commercial loan products, though specific loan amount ranges and terms are not detailed in the available data. The lender is not currently NMLS verified according to the data reviewed.

Public sources indicate some negative signals related to the lender's practices. Negative review themes include complaints about excessive communication, with mentions of calling customers more than 30 times and excessive unwanted phone calls. Some reviewers have characterized the company as a predatory lender attempting to take advantage of customers. These concerns appear alongside the positive feedback in the overall review landscape.

This summary aggregates publicly available information retrieved as of 2026-05-17. HardMoneySearch does not independently verify all information and it may have changed since retrieval. Users should verify all information directly with the lender and through official sources including NMLS Consumer Access.

BBBB accredited
Trustpilot4.6 / 5.0 (0)
Composite4.1 / 5.0

Common Positive Review Themes

  • Agent extremely helpful and knowledgeable
  • Had customer's best interest
  • Dedicated lender for financing needs
  • Top ranked loan officers

Common Negative Review Themes

  • Called more than 30 times
  • Predatory lender attempting advantage
  • Excessive unwanted phone calls

Loan Types

commercial

Loan Terms (Lender-Stated / Source-Derived)

Loan fields are lender-stated or source-derived where available; confirm all terms in writing directly with the lender.

States Served

nationwide

Independence Home Loans LLC provides USDA loans nationwide. They focus on low-to-medium-income buyers. They are based in Scottsdale, Arizona. Austin Downs - Independence Home Loa

States Licensed

AZ

Verification

Before contacting this lender, verify licensing and registration status through official public sources. Directory listings do not guarantee current license status, terms, or availability.

Last verified: 2026-05-18T02:57:23.480497+00:00

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