HardMoneySearch is an informational directory, not a lender, broker, underwriter, or loan approval service. No financial advice.
HardMoneySearch

Independence Home Loans

Miami, FL

Trust Label

Verified Business

Trust Label Detail

Published based on quality signals including online presence and business verification indicators.

Google Rating

4.9 / 5.0 (56 reviews)

Composite Rating

3.9 / 5.0 - Good Standing

How is this calculated?

Public Reputation Signals

BBBB+ accredited

Reputation Summary

Independence Home Loans, based in Miami, FL, is a mortgage lender offering bridge, commercial, DSCR, fix-and-flip, and rental portfolio loan products. The company holds a Google rating of 4.9 out of 5.0 based on 56 reviews, and carries a B+ letter grade from the Better Business Bureau where it is listed as an accredited business. Its HardMoneySearch composite rating stands at 3.9/5.0 (Good Standing). No NMLS verification was confirmed through available data at this time.

Customer-sourced reviews on Google point to a recurring theme of smooth, stress-free loan and refinance experiences, with borrowers citing professionalism, responsiveness, and efficient processing as consistent strengths across multiple team members. No negative review themes were identified in the available public data. It is worth noting that HardMoneySearch does not independently verify reviews, and prospective borrowers are encouraged to conduct their own due diligence when evaluating any lender.

This summary aggregates publicly available information retrieved as of 2026-07-02; users should verify details directly with the lender and official sources including NMLS Consumer Access.

Public Review Themes

1 positive / 0 negative borrower themes found across 1 linked source.

These public review themes are extracted from third-party public sources linked below. They summarize language appearing in those sources and are not HardMoneySearch's own opinions, endorsements, or verified findings. Review the linked source material and verify details directly before relying on any lender.

What borrowers say

  • positiveGoogleView source

    Smooth, stress-free loan/refinance process

    View source excerpt

    i want to say that I have it was such a pleasure working with a few of the team members @Independence home loans. Professionalism was the key. They were very knowledgeable in knowing what needed to be done to make my situation less stressful. The following Team Members I want to rate 5+stars, Brandie Burr, Alex Soriano and Brittany Hubbard. Thank all 3 of you. Great Job!

    The team at Independence made our refinance and debt payoff process incredibly smooth and stress-free. The team was friendly, responsive, and very professional throughout the entire process. Everything moved quickly and they were always available to answer questions and guide us along the way. We are so grateful for their help and would definitely recommend them to anyone looking to refinance.Thank you Gabriel and Vanessa you guys are truly consummate professionals.

Loan Types

bridgecommercialdscrfix fliprental portfolio

Loan Terms (Lender-Stated / Source-Derived)

Loan fields are lender-stated or source-derived where available; confirm all terms in writing directly with the lender.

States Served

FL

States Licensed

FL

Verification

Before contacting this lender, verify licensing and registration status through official public sources. Directory listings do not guarantee current license status, terms, or availability.

Directory record last refreshed: 2026-06-29T18:34:04+00:00

Request lender information

HardMoneySearch forwards your inquiry to lenders in its network. We do not guarantee a response, placement, or specific lender match. Contact multiple lenders independently to compare terms.

Request lender information