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GoKapital, Inc

Miami, FL

Trust Label

Verified Business — Conditional

Trust Label Detail

Published based on quality signals; state licensing status is conditional.

Address

3191 Coral Wy Suite 402A, Miami, FL 33145

Google Rating

4.2 / 5.0 (46 reviews)

Composite Rating

3.3 / 5.0 — Mixed Reviews

In Business

13 years

Public Reputation Summary

GoKapital, Inc operates as a hard money lender based in Miami, Florida, with a mixed public reputation profile. The company maintains a 4.2-star Google rating based on 46 reviews and a 5.0-star Trustpilot rating from 57 reviews. However, GoKapital holds an F rating with the Better Business Bureau, though it is listed as BBB accredited with no complaints recorded in the past three years and no unanswered complaints. Positive review themes highlight the company's 4 out of 5 rating, nationwide funding capabilities, variety of lending solutions, and identification as a financial technology company. Negative themes reference the lack of BBB accreditation in some sources, mentions of payday loans, limited review details, and complaints referenced by the BBB.

GoKapital presents itself as a nationwide lending operation, offering bridge loans, commercial loans, construction financing, and fix-and-flip loans across all states. The company reports 13 years in business but does not appear to be NMLS verified according to available data. The lender's composite rating across sources stands at 3.3 out of 5.0, reflecting mixed reviews from various platforms.

Public source analysis identified negative or complaint-related search language associated with the company, though this requires additional source review for context. No qualified lender-specific legal or regulatory signals were found in public records as of the search date.

This summary aggregates publicly available information retrieved as of 2026-05-17. HardMoneySearch does not independently verify all information and it may have changed since retrieval. Users should verify all information directly with the lender and through official sources including NMLS Consumer Access.

BBBF accredited
Trustpilot5 / 5.0 (57)
Composite3.3 / 5.0

Common Positive Review Themes

  • 4 out of 5 rating
  • provides funding throughout US
  • variety of lending solutions
  • financial technology company

Common Negative Review Themes

  • not BBB accredited
  • payday loans mentioned
  • limited review details available
  • complaints referenced by BBB

Loan Types

bridgecommercialconstructionfix flip

Loan Terms (Lender-Stated / Source-Derived)

Rates From

6%

Max LTV

80%

Min Loan

$20,000

Max Loan

$50,000,000

Loan fields are lender-stated or source-derived where available; confirm all terms in writing directly with the lender.

States Served

nationwide

of your average monthly revenue. No minimum credit score required. Available in all 50 states, Canada, & Puerto Rico. ### SBA Business Loan Main Office: 3191 Coral Way Miami, FL 33145 Call Us: 1-866-257-2973 E-mai

States Licensed

FL, ID, IN, NY

Verification

Before contacting this lender, verify licensing and registration status through official public sources. Directory listings do not guarantee current license status, terms, or availability.

Last verified: 2026-05-18T02:57:23.480497+00:00

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